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2.21.2021

Jolly Folly Major Update :)

I am reading ‘7 Habits of Highly Effective People’ today. I realised I haven’t been writing for a really long time. Things happened, a lot has changed. There were times among my busy schedule when I read back on this blog, always with a sense of proudness of myself for keeping the old times memory here. They are real old gems.. and today, I am thinking why not keep this going and just document about life. I would now call it ‘Daily Private Victory’.

In recent years, the world has changed so fast, and I have been pushing myself to keep up with it. I came to believe that if you stop pushing yourself, the world will then push you around.


Major throwback to 2019

I started to work in Singapore about a year ago in November 2019. I could still remember the thrill when I received the offer letter from HR; tears of joy streamed down my cheek while I was driving home on a long high way after a long day at work. It was definitely more than a sob, I was crying like a baby, ?quite hysterically in the car. I wasn’t even trying to exaggerate.  Ever read ‘The Pearl’?

‘It is not good to want a thing too much. It sometimes drives the luck away. You must want it just enough, and you must be very tactful with Gods or the gods.’-John Steinbeck, The Pearl

That’s me. I feel so touched by God. After years of struggles, it came true, my once elusive goal that I have left behind. It was awaken by one phone call, by then my spirit was high, but dare not to give it too much of a hope given the number of times the disappointment hit me. When the time is right, things fall into its place. This is also why both me and xt put on the cross necklace. Amen!


Ox-picious year 2020 (Niu Year)

A new year has begun and we are still long way out of the pandemic. A global pandemic Covid 19 originated from WuHan China has hit us, the cleverest top-of-the-food-chain homosapiens; started around Dec 2019, the same year I started working in Singapore. It is not ending yet. Msia is now having high number of cases up to 2000-3000 new patients per day, and the first ever not ending lock-down of Singapore-Malaysia borders in history has been ongoing since around March 2020. I have only been home once since I relocated, which was last year Chinese New Year. Terrifying pandemic, first of its kind, we were all grounded. I miss HOME.

The pandemic has forced changes to our daily life. No travel (my greatest passion :/ ), no school, no work for non-essential workers (aha, so now you know who are essential lol?) , no eating out, safe distancing, safe entry scan almost everywhere, then Zoom Classes/Zoom meeting. In my case, our work team splits into Team A and B, whereby people from different team are not supposed to meet or eat together. In Singapore, we have now evolved from movement restriction to no more than gathering of 4 pax then to no more than 8 pax. Staying at home is the new norm.

The pandemic has made us all slowed down in a way. No more rushing in and out of the custom for me, that’s mean no more going home for all Malaysians working in this foreign land that oversees our home country. The rampaging infection is alarming and worrying, but yet it looks almost like a reminder sent by our Lord to wake up his earthlings. Perhaps this is what we called the balance of nature.Mother Earth has reportedly becomes cleaner in a lot of tourist hotspots like Bali, Thailand where travellers used to litter a lot. The water bodies become cleaner and the air quality improves. More people is working from home now, spending more time with the family. 

Business are either forced to go online or go bankruptcy, even big department store like Robinsons closed down. Online businesses on the other hand flourish. I am very glad that my dad’s pet shop and my cousin uncle’s Chinese herbal and stuffs shop are both doing well. My dad said his business is now at its peak with the efforts of my brother pushing it online. I had a look at my family business’s page in Shopee (owned by my company $SeaLimited), the comments and all looked really great. Ahh..my little brother haha, i am starting to be proud of him. I hope he keeps up his passion and his good work. 

I have been reading frantically recently on financial stuff and my usual favourite non-fiction kind of books. To name a few: Finding Chika by Mitch Albom,  Warren buffet way, Atomic habits, Subtle Art of Not Giving A F*ck and more.. In solitude, I think I find peace with myself in reading, playing keyboard (yes, don’t judge, i pick up piano again haha, sorry dude!) and exploring more of the world. I have learnt a lot more about myself in this year. Ohh, hot news, I have started investing in the US Market too.

I started investing in the Malaysia market 2-3 years ago under the influence CH, O and W. All of them were my colleagues back in M’sia who are good at managing their finance.Just like others, of course, I paid to the market to learn about a thing or two. :(

It was only after meeting Y that I started to change my investment mindset. I had never dreamt of Financial Independence and did not know that there’s a way of doing it, and of course, skepticism about my ability of realising it is another big hurdle. Yet, he makes things obvious, easy, attractive and satisfying. 

One day while talking to Xt about people inspiring us in life, I looked back my own and realised there really are people inspiring me along the way. Xt said he has none. I was surprised. Hmm, because if you do not have one, probably that’s because you haven’t been really looking into finding one.? My first boss aka mentor, Mr Choong LD, he inspired me to be a good pharmacist when i was still a student. I work part time in the pharmacy store and he was always good and patient to teach me and other colleagues. I was such a young chick who don’t even know DM can cause optic neuropathy that pt can go blind and obviously do not know the active ingredients in Colodium (antidiarrheals med) is Loperamide. I told Mr Choong I wanted to be someone like him, be a pharmacist who is able to remember all generic names of the medicines. I achieved that today. 

The second person of whom I believe inspired me while conning (fun harmless little lies though don’t worry) me at the same time was a young guy called YH I met in the Sydney International Airport. I was back from my Working Holiday in Woolgooga and was munching my left-overnight Korean chicken from yesterday dinner in the airport. Yes, I kept it in the bag and took it out to eat while waiting for a flight. How peculiar is this girl?! This young man approached me and we gone into a 8-hour-conversation (Sydney-KL route). LOL.At the end of the conversation, I decided to need to see NZ for myself, then the next year I was on a voyage to NZ ! I realised i achieved that too.

You can only realise great things happening around you if you have the right amount of self-awareness within yourself. I am so grateful and lucky to have people teaching me and encouraging me to learn more, travel more and invest more. 

Everyone should invest I believe. I have changed my mindset totally because of a great life mentor. While i am trying to zoom out myself and look at the bigger picture, I realised this could me a game-changing shift of paradigm. 🔥 Today, my portfolio records a gain of 16-20% 4 months into my US  market adventure.

In the coming days and years, I hope I can inspire more people around me to invest too. I hope that everyone would achieve that ultimate goal in life, to be financially independent, do what they love and love what they do. 


Reminder to self

Never go for empty victories, it is not worth it if the successes come at the expense of things we suddenly realise were far more valuable to us.

6.04.2017

2017 update

Nahhh I'm still alive.

Just a very brief update on what I've been up to.

1. I move to a new city.
Gosh up to 23 years of my entire life, the south-most city I've been to in Malaysia is Tangkak but I've that bold,courageous heart of relocating to JB.

Now I'm just 10 minutes away from SG-Malaysia Checkpoint. God bless me for leaving the city with abundance of food to set my foot on this land which is 565km away from home; with people I barely know and oohh a place whereby I have ZERO idea about its road maps. I know, it absolutely sound alright  NOT right.

I'm adapting to every inches of it. So far so good.



2.Finally, after the long haul, I started my PRP training.
And it's 60% in progress? Woohoo. Can't wait for it to end and pack my bags to off for a holiday! Seriously 1 year of dormant period without travelling is totally unbearable. It's killing me mentally and physically.

And hence, 2 years of training-ship (one unofficial, one official) had already depleted lots my of energy. Replenishment is needed seriously.6 more months to go. I will hang in thereeee.


3. The adulthood.
The necessities. Money. Purchases. Insurance?  I've joined the grown-ups club reluctantly. A lot to care for and it's not fun, this is for sure. And I've just got myself a new phone today T.T coz the old one is no longer functioning.

Still looking for stuffs/ activities which I can afford to devote to. Ideas??


=D This will be all for this time.

4.15.2017

Osaka-Kyoto-Shirakawago Trip Vlog

November 2016. Goal accomplished. Few years after HK Trip, me and my parents together with xt were off to Japan (this time without my sis).

To me and Xt, Japan is total new adventure. For my dad and mum, it was a trip walking down their memory lanes; they worked in Japan when they're young! *phew just like me and xt, we love to talk and reminisce our days in NZ; while my lovey dovey parents always talk about their old sweet time (though my dad always complained about the hard labors) in Japan.

Osaka, Kyoto and Shirakawago were our chosen destination this time! Hmm, what about Tokyo? Tokyo is not my cup of tea hermmm, for this moment i guess. I am not particular hype about skyscrapers, modern buildings and shopping malls but more of a heritage fans =P (declaration: might change my minds in near future who knows?)

9 Days 8 Nights Autumn Folliage Itinerary (29th October- 6th November)

Day 1: Arriving in Kansai Airport Osaka-Train to Kyoto (HARUKA)-Kyoto Ramen Koji京都拉面小路
Day 2: Kyoto Arashiyama -Inari Shrine (Kyoto One day Pass 750 yen )
Day 3:清水寺,三十三間堂、東福寺,八坂神社,祇園(Kyoto Bus one day pass)
Day 4 :Kyoto-Kanazawa (Takayama-Hokuriku Pass) 3hours &30 minutes
Acommodation: APA Hotel Kanazawa-Katamachi
Attractios: kenroku-en, Motenashi Dome
Day 5 :Kanazawa-Shirakawago (Takayama-Hokuriku Pass)
Must call and book in advance (preferably one month before) and call again prior depart to confirm the booking. 
Day 6 : Shirakawago-Osaka -Namba千日前(Takayama-Hokuriku Pass)
Day 7 :Osaka-心斋桥-Kuromon Maret--Dotonburi道顿掘(Takayama-Hokuriku Pass)-Dinner: Ichiran Ramen
Day 8 : Osaka-Nara(Kintetsu Railway)-Dotonburi道顿掘(Takayama-Hokuriku Pass)
Day 9 :Kansai-KLIA2(Haruka &ICOCA)

 *Takayama Hokuriku pass coverage:
1.JR Train (limited express Haruka) btw Osaka & Kansai Airport
2.JR Train within Osaka city (via Hokuriku/Kosei/Tokaido)
3.JR train between Nagoya-Toyama (via Tokaido/Takayama line)
4.JR Train (limited express Thunderbird ) between Osaka/Kyoto-Kanazawa
5.Hokuriku Sinkansen between Totama & Kanazawa (via Shin-Takaoka)
6.Nohi bus between Takayama & Kanazawa via Shirakawago
7. Kaetsuno bus between Shirakawago & Shin-takaoka
* This deal includes 1500 ICOCA e-money and one way/round trip to Osaka, Kyoto, Nara or Kobe. You cannot use this deal to Himeji, Wakayama and other than Osaka, Kyoto, Nara and Kobe.

The highlight of this trip was to Shirakawago. After contemplating for long, this would be the most ideal way to save money while being able to explore this beautiful village.













My Japan Vlog =)

3.27.2016

Arrowtown--Queenstown--Glenorchy #WHPOST8

Post written on October.
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It's almost the end of the October. Time flies Gosh. I will definitely miss these carefree days.

This Thursday we were up in Arrowtown---a small town renowned for its beautiful scenery during autumn. But the way, autumn had long passed so we shall see it for spring.






Surprise me coz everything looks kinda SPRING. Even the residential area looks pretty cool, with trees stood green along both sides of the street and colourful flowers matching the view. Arrowtown ain't a boring city, it has got interesting shop in township and we spent longer than planned in this small town.

The first agenda of the day has to be breakfast. I was told to go for Arrowtown bakery and cafe and the servings didn't let me down. Had a decent nice breakfast and a cup of hot chocolate.

You can easily tell that Halloween is approaching merely looking at these decoration set up by the shop..



Next agenda--to visit Arrow River. This is where one of the scene of Lord of The Ring (LOTR) was taken. As a fan, there's no way to miss it.

I know right, no where near LOTR..Luckily, our brain is able to do wonderful job by taking you on an imagination flight.

Saw someone carrying a gold pan. What? Can pan for some gold leaves? xD This is totally my thing.. FYI, Arrowtown used to be gold mining area, this place is so rich at gold that you can actually pan for your own gold. Well, only valid if the luck is at your side.

Immediately me and Xt went back into the street and without hesitation, we rent a gold pan and a shovel at $3.

Well, everything is exciting when you first started it. Gold panning is no easy task. Mechanical agitation is tiring, and immersing hand is icy cold water is definitely not a fun thing to do.

Ended up ..we pan nothing but some little golden stone I assume they are gold. Well, that's alright to spend $3 for a lifetime experience don't we?

Off to Glenorchy---The Gateway to Paradise. Glenorchy, 45 minutes from Queenstown is famous for its spectacular landscape; and it has become one of the prime location in NZ for film scouts. Many scene from LOTR were filmed here, as well as Narnia movie xD







Enjoy its breathtaking beauty Woohoo!

One of the famous activity in Glenorchy is horse trekking. I really wanted to do that but.... it was way too expensive for us (some package was $100 and above, the cheapest we got from bookme was $79) .So, we decided not to go for it.

Despite our failing anticipation towards riding, we were so lucky to spot some horses and they came close to us xD Tried to lure them with some banana.

Let's the pictures do the talking.


How i wish we stay in this paradise forever.











Travelling to North Vlog #WHPost9

You possibly can't imagine how happy I was when I successfully secured a place in NZ Working Holiday Scheme. I almost jumped and screamed. Logged on to NZ immigration website at 4am in the morning and finally submitted my application around 7am. Approximately 10 minutes after I logged off, all 1150 places allocated for 2015 were full.

I was on cloud nine when I departed. And I am really grateful that I was granted such an opportunity to see the world, what's more to this extremely beautiful land.

I don't think I'll be given a second chance in life to go on an adventure like this anymore.But I've learned a lot throughout the journey.

Well, let's this Vlog summarizes my final part of the journey! Travelling to North Island xD

10.14.2015

Franz Josef Glacier #WHPost6

I didn't expect it to happen so soon---a journey to glacier. NZ's Southern Alps have a number of glacier, the largest being Tasman Glacier (not accessible but can only view by taking a short walk in Mount Cook Village). The most famous glacier, namely Fox Glacier and its twin, Franz Josef Glacier sprawl along South Island West Coast; and it's 5 hours drive from Cromwell.

A big shout out to everyone considering this trip, it worth every penny you spent!

Another big money I've spent other than skydiving xD. One day when I browsed through bookme.co.nz to look up for some promo activity, I found this stunning activity and randomly asked Xt if he interested in joining.

A BIG YES. And so, we went on to book Ice Explorer which costs half a week of our wages $329. What comforting us is it comes along with free hot pools entry.

A 5 hour drive is totally exhausting. What pissed us off is there's no petrol station along the way to Franz Josef. Fuel a full tank before departing is definitely a wise idea.

What a stupid decision we made not to fuel in Cromwell, ended up we paid extra $20 atop of the fuels as service charge to reopen one of the tank. Also, petrol in Franz Josef priced 233.9cents/L which is skyhigh compared to other town.... Fox Glacier on the other hand 220+ *feel like banging wall

Arrived in Franz Josef Montrose (a clean and neat backpacker) at 11pm, definitely recommend this stay which costs us only $55/room.

We've joined the earliest tour at 8.45am. Upon checked in, we were equipped with free hat,waterproof over-trousers, gloves, socks and sturdy leather boots and crampons.

What to bring? Sunglasses, light snack, bottle (to fill up so glacier water) and sunsreen.

1.All ready to set off.

2.7 minutes walk to Heli Pad =D



3.There we were heli transferred to the glacier.


4.Approximately 4 minutes heli flight xD A bird eye's view of the glacier





5.Landed on glacier for the first time. We were guided to put on crampons on our boots.


6.Start our hiking. Unbelievably magnificent and stunning! Due to climate changes, the glacier retreats and reduces in level which is a worrisome issue.


7.Mason, our glacier guide explained that the glacier retreat is because the ice melts faster than it formed. Therefore, since 2014, the glacier is no longer accessible (not safe enough to walk) through walking up the valley. That's why today we need helicopter to transfer and land us onto the glacier face; and it's not cheap.


8.He also explained that the dropped glacier level means it is no longer pressing against the cliffs, leading to a lot of rockfalls.

7. I really like spectacular natural attraction


.Marvel at the beauty of Mother Earth!

8. Blue Ice Arches. We climbed through the cave and it's exhilarating! =D

9. Pretty turquoise ice!

10.The ice appeared to be blue because it is really dense and consolidated that bubble cannot interfere the passage of light. The ice on the glacier has been there for a long time that it's so compact that it is dense enough to absorb every colour except blue.

11. The glacier glistens in turquoise.

12. The brilliant blue crevasse inspire us with awe.=D

13. Glacier water. Quite refreshing but I'm presumptive about the purity of the water.

14.Squeeze through narrow ice tunnels. Fun yea!



15.Bumped into another glacier guide.

16. Awe-inspiring landscape.

17. Do you know 75% of fresh water on Earth comes from glacier?


18. Global warming has posed a hazardous effect on glacier. Previously, glacier retreats and recovers; finger cross that it is going to recover!

19. Mason and me.

20. The whole trip lasted for 4 hours, with 3 hours of ice time =D 



Simply Stunning! ...=DFranz Josef Glacier

Savings